Financial Wisdom Insights

Your end of financial year checklist

The end of financial year has a way of creeping up and catching us unprepared. But this time you can be ready, with a to-do list of tasks that you can tick off as you go. For instance, now may be the perfect time to put a bit extra into your super before 1 July to make the most of the annual contribution caps. And if you’re a business owner, we’ve also got some useful tips to help you manage your financial obligations and plan for the year ahead.

So, as the countdown to 30 June begins, here’s our checklist to start you on your way.

 The key points are as follows:

  • Getting ready for the tax man

  • Sorting out your super

  • Taking care of business

  • Start the next financial year on the right foot

Read more

Raising money confident kids

Set your kids up for financial success by teaching them about money and taking care of your own financial wellbeing.

 The key points are as follows:

  • What type of money parent are you?

  • Learning from ‘engaged’ money parents

  • How you can look after your own financial wellbeing and role model good money behaviour

  • Start a conversation today

Read more

Autumn Insights 2019

Financial Wisdom Insights

Working flexibly…. even in retirement & 5 ways women can take control

Today’s workforce offers a wealth of opportunities for Australians to shape their career paths – from self-employment and freelance work, to flexible working hours and career breaks. But while many older Australians may not have enjoyed this flexibility throughout their working lives, they now have more options available to find a work-life balance that suits them.

Some of the options offered are:

  • Ease into retirement

  • Become a consultant

  • Turn your hobby into a business

  • Take on a carer’s role

In many households, women often take a back seat when it comes to navigating their family’s financial future. But this can make it difficult for women to become financially independent – especially if they’re ever faced with divorce, separation or widowhood.

The 5 ways women can take control are:

  • Create a household budget

  • Keep track of spending

  • Boost your super

  • Review your will

  • Talk to your financial adviser

Read more