Last year, Australian households made around $8 billion worth of claims on their home and contents insurance. So, ahead of storm season, we have the information you need on avoiding underinsurance, what to look for in a home insurance policy, and what to think about if you make a claim.
We also cover home loan savings - if you’re in a position to negotiate. Plus, tips to keep your retirement savings on track.
What to know about buy now pay later services
It’s pre-Christmas shopping time and buy now pay later services are common. It’s important to know, though, how your buy now pay later activity can affect your credit score - even when you pay on time.
How to spot a scam website
These days, professional-looking websites can be set up easily by scammers, thanks to templates.
Whether you’re looking online at investments, loans, insurance or government services, it’s vital to make sure you’re looking at the real thing. Here are our top tips for spotting a scam.
A retirement savings 'to do' list
No matter whether you’re planning to retire soon or sometime in the distant future, it’s good to have a simple ‘to do’ list. We have tips to keep your retirement savings on track.
No rate cut, but plenty of competition
The RBA kept rates on hold this month, but there’s still a significant difference in variable home loan interest rates across lenders.
Work out how much you might save each month by switching.
If you need some motivation, here's an example of a 50 basis point (half a percent) reduction in home loan rates – from 5.68% to 5.18%, across various loan sizes.
What to know about buy now pay later services
It’s pre-Christmas shopping time and buy now pay later services are common. It’s important to know, though, how your buy now pay later activity can affect your credit score - even when you pay on time.
How to spot a scam website
These days, professional-looking websites can be set up easily by scammers, thanks to templates.
Whether you’re looking online at investments, loans, insurance or government services, it’s vital to make sure you’re looking at the real thing. Here are our top tips for spotting a scam.
A retirement savings 'to do' list
No matter whether you’re planning to retire soon or sometime in the distant future, it’s good to have a simple ‘to do’ list. We have tips to keep your retirement savings on track.
No rate cut, but plenty of competition
The RBA kept rates on hold this month, but there’s still a significant difference in variable home loan interest rates across lenders.
Work out how much you might save each month by switching.
If you need some motivation, here's an example of a 50 basis point (half a percent) reduction in home loan rates – from 5.68% to 5.18%, across various loan sizes.
Home and contents insurance
Check you have the protection that’s right for you – at the right price. Read up on choosing home insurance, choosing contents insurance, and specifics on storm, fire and flood cover.
We take you through the step-by-step of making a home insurance claim, plus the watch outs of underinsurance.
Dealing with natural disasters
Natural disasters can occur anytime, but they’re more likely in this half of the year.
We have guidance to help you prepare for, deal with, and recover from the financial impact of a natural disaster, with links to important services.